Amount, use and timing
Identify the expense and select the funding purpose and urgency that correspond to it.
Business financing referrals · Garden businesses
Plan the purchases before customers start planting.
Plants, compost and growing supplies may arrive weeks before their main selling period. Describe the order or equipment your garden business needs and when suppliers require payment.
Seasonal stockEquipment · operating costs · planned purchases
Business funding · Garden businesses
Garden businesses · funding preparation
Costs and customer receipts
Plant care and unsold seasonal stock continue to cost money after delivery. Keep those expenses visible when comparing the requested funding with the expected selling season.
Before you begin
Application preparation
Gather the business basics and check the expense calculation before you begin the application.
- 01Funding amount, business purpose and timing
- 02Monthly revenue and time in business
- 03Industry, business name and approximate credit range
- 04Owner contact details and mobile access
How it works
The application process
Operating information
Complete the business-name, industry, revenue and history fields together with the approximate credit range.
Review and send
Check your answers, review the consent wording and use the verification code before submitting the request.
Possible uses
Business expenses to describe
Seasonal stock
Spring plants and seasonal supplies can require advance deposits. Use expected turnover and available growing or display space to set the purchasing budget.
Growing equipment
Irrigation, benches and propagation equipment may need installing before new stock arrives. Include setup and changes to the existing growing area.
Retail improvements
Displays, covered areas and checkout equipment can prepare the site for busy weekends. Price the fitting work separately from the inventory that will fill the space.
A few things to know
About this referral service
Information sharing and referral payments
The referral process involves selling submitted application information to funding partners, with no more than five receiving one request. We receive partner payments whether the request is funded or not and impose no application charge on you.
Approval and available terms
The requested amount expresses what the business wants to explore. It is not an approved amount, and a funding partner may offer different terms or no financing at all.
Provider timing
Submission and receipt of funds are different stages. Any timeline must be confirmed with the funding provider after it has reviewed the request.
Contact consent and mobile verification
Read the disclosures presented with the application rather than relying only on this page. Submission includes a separate contact-consent review and a mobile verification step.
Make a beginning
Start with your business funding request
Use the form to present your business funding need, including the amount and purpose of the request.